Sep, 30, 2025 — HAWAII FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in KAMUELA, HI with 2 branch locations and about $70.06 million in total assets. Opened 70 years ago in 1956, HAWAII FIRST FEDERAL CREDIT UNION has about 6,012 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HAWAII FIRST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 67-1187 Mamalahoa Hwy KAMUELA, HI 96743 |
| Phone: | (808) 885-7349 |
| Fax: | (808) 885-2098 |
| Website: | https://www.hawaiifirstfcu.com |
| Branches: | 2 branch locations |
| Members: | 6,012 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10938 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $70,055,906 |
| CEO/Manager: | Mary Ann Otake |
| Chairperson: | Kristina Makoff |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,971,679 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 34,780,357 |
| Unsecured Loans | 3,543,189 |
| Other Loans | 13,422,133 |
| TOTAL LOANS | 51,745,679 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -631,776 |
| Land And Building | 0 |
| Other Fixed Assets | 2,198,280 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 458,579 |
| All Other Assets | 708,654 |
| TOTAL ASSETS | 70,055,906 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,838,015 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,659,901 |
| Regular shares | 27,942,785 |
| All Other Shares & Deposits | 23,970,637 |
| TOTAL SHARES & DEPOSITS | 60,573,323 |
| TOTAL LIABILITIES | 63,411,338 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,644,568 |
| TOTAL EQUITY | 6,644,568 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 70,055,906 |
| INCOME & EXPENSE | |
| Loan Income | 3,027,366 |
| Investment Income | 99,578 |
| Other Income | 178,663 |
| Total Employee Compensation & Benefits | 1,566,413 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,047,506 |
| Non-operating Income & (Expense) | 263,522 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 270,703 |
| Cost of Funds | 723,347 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 292,651 |
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