Sep, 30, 2025 — GRAND HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in LAPORTE, IN with 3 branch locations and about $21.02 million in total assets. Opened 71 years ago in 1955, GRAND HERITAGE FEDERAL CREDIT UNION has about 2,078 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GRAND HERITAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 201 Koomler Dr LAPORTE, IN 46350-2576 |
| Phone: | (219) 324-5220 |
| Fax: | (219) 324-5814 |
| Website: | https://www.ghfcu.com |
| Branches: | 3 branch locations |
| Members: | 2,078 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10666 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Oct 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $21,022,037 |
| CEO/Manager: | JERI HESTERS |
| Chairperson: | RONALD HEEG |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,486,768 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,822,652 |
| Unsecured Loans | 539,696 |
| Other Loans | 7,860,344 |
| TOTAL LOANS | 10,222,691 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,449 |
| Land And Building | 593,102 |
| Other Fixed Assets | 61,813 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 196,310 |
| All Other Assets | 0 |
| TOTAL ASSETS | 21,022,037 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -70,086 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,098,196 |
| Regular shares | 12,239,403 |
| All Other Shares & Deposits | 2,778,101 |
| TOTAL SHARES & DEPOSITS | 19,115,700 |
| TOTAL LIABILITIES | 19,045,614 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,976,423 |
| TOTAL EQUITY | 1,976,423 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 21,022,037 |
| INCOME & EXPENSE | |
| Loan Income | 384,534 |
| Investment Income | 180,276 |
| Other Income | 325,037 |
| Total Employee Compensation & Benefits | 212,434 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 570,486 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 44,272 |
| Cost of Funds | 28,369 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 57,444 |
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