Sep, 30, 2025 — LINCONE FEDERAL CREDIT UNION is a federal credit union headquartered in LINCOLN, NE with 3 branch locations and about $171.95 million in total assets. Opened 71 years ago in 1955, LINCONE FEDERAL CREDIT UNION has about 17,631 members and employs 44 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LINCONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4638 W St LINCOLN, NE 68503 |
| Phone: | (402) 441-3555 |
| Fax: | (402) 441-3566 |
| Website: | https://www.linconefcu.org |
| Branches: | 3 branch locations |
| Members: | 17,631 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10585 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $171,948,083 |
| CEO/Manager: | Mary G Sailors |
| Chairperson: | Roger Peterson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,653,647 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,297,050 |
| Real Estate Loans | 26,904,274 |
| Unsecured Loans | 7,019,766 |
| Other Loans | 47,253,802 |
| TOTAL LOANS | 81,177,842 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -633,441 |
| Land And Building | 2,991,456 |
| Other Fixed Assets | 261,737 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,489,174 |
| All Other Assets | 0 |
| TOTAL ASSETS | 171,948,083 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,713,685 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 33,019,903 |
| Regular shares | 90,169,706 |
| All Other Shares & Deposits | 25,335,562 |
| TOTAL SHARES & DEPOSITS | 148,525,171 |
| TOTAL LIABILITIES | 150,238,856 |
| Regular Reserve | 0 |
| Other Reserves | 100,000 |
| Undivided Earnings | 21,609,227 |
| TOTAL EQUITY | 21,709,227 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 171,948,083 |
| INCOME & EXPENSE | |
| Loan Income | 4,433,790 |
| Investment Income | 2,557,850 |
| Other Income | 1,028,339 |
| Total Employee Compensation & Benefits | 2,723,494 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,253,560 |
| Non-operating Income & (Expense) | -15,665 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 450,613 |
| Cost of Funds | 653,708 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,964,334 |
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