Sep, 30, 2025 — BOPTI FEDERAL CREDIT UNION is a federal credit union headquartered in SAN PEDRO, CA with 1 branch location and about $71.75 million in total assets. Opened 71 years ago in 1955, BOPTI FEDERAL CREDIT UNION has about 4,261 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BOPTI FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1451 S Seaside Ave SAN PEDRO, CA 90731-7365 |
| Phone: | (310) 832-0227 |
| Fax: | (310) 832-0228 |
| Website: | https://www.boptifcu.com |
| Branches: | 1 branch locations |
| Members: | 4,261 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10433 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $71,754,355 |
| CEO/Manager: | Anthony E Morris |
| Chairperson: | Frank Calderon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,944,762 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,173,724 |
| Unsecured Loans | 5,282,175 |
| Other Loans | 17,154,297 |
| TOTAL LOANS | 23,610,196 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -188,918 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 546,864 |
| All Other Assets | 0 |
| TOTAL ASSETS | 71,754,355 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 428,641 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,653,807 |
| Regular shares | 30,263,165 |
| All Other Shares & Deposits | 23,988,725 |
| TOTAL SHARES & DEPOSITS | 55,905,699 |
| TOTAL LIABILITIES | 56,334,340 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 15,420,015 |
| TOTAL EQUITY | 15,420,015 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 71,754,355 |
| INCOME & EXPENSE | |
| Loan Income | 1,431,781 |
| Investment Income | 762,032 |
| Other Income | 42,581 |
| Total Employee Compensation & Benefits | 512,945 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 433,078 |
| Non-operating Income & (Expense) | 41,636 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 98,009 |
| Cost of Funds | 849,453 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 405,875 |
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