Sep, 30, 2025 — CAPITAL EDUCATORS FEDERAL CREDIT UNION is a federal credit union headquartered in MERIDIAN, ID with 11 branch locations and about $1.50 billion in total assets. Opened 90 years ago in 1936, CAPITAL EDUCATORS FEDERAL CREDIT UNION has about 101,584 members and employs 288 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPITAL EDUCATORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 275 S Stratford Dr MERIDIAN, ID 83642-6289 |
| Phone: | (208) 884-0150 |
| Fax: | (208) 855-4666 |
| Website: | https://www.capedcu.com |
| Branches: | 11 branch locations |
| Members: | 101,584 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1040 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,502,406,430 |
| CEO/Manager: | Ray Lindley |
| Chairperson: | Barbara Olic-Hamilton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 47,304,283 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 208,550 |
| Real Estate Loans | 658,118,986 |
| Unsecured Loans | 76,374,025 |
| Other Loans | 443,408,372 |
| TOTAL LOANS | 1,177,901,383 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,172,429 |
| Land And Building | 19,576,156 |
| Other Fixed Assets | 17,666,124 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 11,657,287 |
| All Other Assets | 4,046,533 |
| TOTAL ASSETS | 1,502,406,430 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 19,634 |
| Notes & Interest Payable | 245,000,000 |
| Accounts Payable & Other Liabilities | 33,369,607 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 19,500,000 |
| Share Drafts | 329,027,067 |
| Regular shares | 330,246,495 |
| All Other Shares & Deposits | 461,480,097 |
| TOTAL SHARES & DEPOSITS | 1,120,753,659 |
| TOTAL LIABILITIES | 1,418,642,900 |
| Regular Reserve | 0 |
| Other Reserves | -10,480,133 |
| Undivided Earnings | 94,243,663 |
| TOTAL EQUITY | 83,763,530 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,502,406,430 |
| INCOME & EXPENSE | |
| Loan Income | 53,050,662 |
| Investment Income | 9,941,397 |
| Other Income | 12,307,037 |
| Total Employee Compensation & Benefits | 21,569,373 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 20,863,211 |
| Non-operating Income & (Expense) | 5,629,199 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,100,000 |
| Cost of Funds | 27,774,557 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,421,558 |
| ↑ Back to Top | |