Sep, 30, 2025 — CHEROKEE COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in RUSK, TX with 1 branch location and about $13.68 million in total assets. Opened 71 years ago in 1955, CHEROKEE COUNTY TEACHERS FEDERAL CREDIT UNION has about 1,767 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHEROKEE COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 145 FM 2972 W RUSK, TX 75785 |
| Phone: | (903) 683-2630 |
| Fax: | (903) 683-5429 |
| Website: | https://www.ccteachers.com |
| Branches: | 1 branch locations |
| Members: | 1,767 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10269 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,678,315 |
| CEO/Manager: | Kellie S Jenkins |
| Chairperson: | RICKY HASSELL |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,400,504 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 18,000 |
| Real Estate Loans | 0 |
| Unsecured Loans | 740,817 |
| Other Loans | 9,525,813 |
| TOTAL LOANS | 10,266,630 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -23,149 |
| Land And Building | 443,315 |
| Other Fixed Assets | 15,906 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 118,489 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,678,315 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,444 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,318,997 |
| Regular shares | 7,176,546 |
| All Other Shares & Deposits | 2,437,469 |
| TOTAL SHARES & DEPOSITS | 10,933,012 |
| TOTAL LIABILITIES | 10,940,456 |
| Regular Reserve | 0 |
| Other Reserves | -48,237 |
| Undivided Earnings | 2,786,096 |
| TOTAL EQUITY | 2,737,859 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,678,315 |
| INCOME & EXPENSE | |
| Loan Income | 423,352 |
| Investment Income | 58,346 |
| Other Income | 37,095 |
| Total Employee Compensation & Benefits | 163,671 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 222,133 |
| Non-operating Income & (Expense) | -1,875 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 44,740 |
| Cost of Funds | 82,828 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 42,620 |
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