Sep, 30, 2025 — OK FEDERAL CREDIT UNION is a federal credit union headquartered in BARTLESVILLE, OK with 1 branch location and about $25.28 million in total assets. Opened 71 years ago in 1955, OK FEDERAL CREDIT UNION has about 3,522 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OK FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3900 SE Adams Rd BARTLESVILLE, OK 74006 |
| Phone: | (918) 335-1844 |
| Fax: | (918) 335-2058 |
| Website: | https://www.okfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,522 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10158 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $25,280,671 |
| CEO/Manager: | James L Franks |
| Chairperson: | Milton Fielder |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,450,706 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 384,294 |
| Unsecured Loans | 822,754 |
| Other Loans | 16,321,246 |
| TOTAL LOANS | 17,528,294 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -63,234 |
| Land And Building | 279,131 |
| Other Fixed Assets | 62,460 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 211,815 |
| All Other Assets | 0 |
| TOTAL ASSETS | 25,280,671 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 87,992 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 25,191 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,403,646 |
| Regular shares | 9,673,231 |
| All Other Shares & Deposits | 7,153,235 |
| TOTAL SHARES & DEPOSITS | 21,230,112 |
| TOTAL LIABILITIES | 21,343,295 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,937,376 |
| TOTAL EQUITY | 3,937,376 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 25,280,671 |
| INCOME & EXPENSE | |
| Loan Income | 890,103 |
| Investment Income | 64,594 |
| Other Income | 149,984 |
| Total Employee Compensation & Benefits | 343,886 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 317,089 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 57,117 |
| Cost of Funds | 197,956 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 212,885 |
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