Sep, 30, 2025 — MYCOM FEDERAL CREDIT UNION is a federal credit union headquartered in PITTSFIELD, MA with 1 branch location and about $26.10 million in total assets. Opened 71 years ago in 1955, MYCOM FEDERAL CREDIT UNION has about 2,663 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MYCOM FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 101 Fenn St PITTSFIELD, MA 01201 |
| Phone: | (413) 442-6501 |
| Fax: | (413) 442-9557 |
| Website: | https://www.mycomcu.org |
| Branches: | 1 branch locations |
| Members: | 2,663 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10065 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $26,096,278 |
| CEO/Manager: | Lisa Laughnane |
| Chairperson: | James Heath |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,229,167 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,544 |
| Unsecured Loans | 1,069,349 |
| Other Loans | 8,210,056 |
| TOTAL LOANS | 9,296,948 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -89,365 |
| Land And Building | 172,328 |
| Other Fixed Assets | 21,393 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 228,897 |
| All Other Assets | 26,105 |
| TOTAL ASSETS | 26,096,278 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,671 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 32,359 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,364,997 |
| Regular shares | 10,072,622 |
| All Other Shares & Deposits | 9,231,073 |
| TOTAL SHARES & DEPOSITS | 22,668,692 |
| TOTAL LIABILITIES | 22,703,722 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,392,556 |
| TOTAL EQUITY | 3,392,556 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 26,096,278 |
| INCOME & EXPENSE | |
| Loan Income | 534,454 |
| Investment Income | 423,202 |
| Other Income | 127,909 |
| Total Employee Compensation & Benefits | 350,239 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 354,511 |
| Non-operating Income & (Expense) | 106,267 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 201,373 |
| Cost of Funds | 200,985 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 84,724 |
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