Dec, 31, 2023 — WESTERN VISTA FEDERAL CREDIT UNION is a federal credit union headquartered in CHEYENNE, WY with 5 branch locations and about $264.81 million in total assets. Opened 84 years ago in 1940, WESTERN VISTA FEDERAL CREDIT UNION has about 16,424 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTERN VISTA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1920 Thomes Ave Ste 510 CHEYENNE, WY 82001 |
| Phone: | (307) 633-2969 |
| Fax: | |
| Website: | https://www.wvista.com |
| Branches: | 5 branch locations |
| Members: | 16,424 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3972 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $264,810,544 |
| CEO/Manager: | Steven Leafgreen |
| Chairperson: | Mark Mercer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,325,495 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 2,152,882 |
| Real Estate Loans | 68,041,115 |
| Unsecured Loans | 4,938,093 |
| Other Loans | 159,193,161 |
| TOTAL LOANS | 232,172,369 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,427,577 |
| Land And Building | 6,106,785 |
| Other Fixed Assets | 865,358 |
| NCUSIF Deposit | 1,935,238 |
| All Other Assets | 39,300 |
| TOTAL ASSETS | 264,810,544 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 243 |
| Notes & Interest Payable | 17,500,000 |
| Accounts Payable & Other Liabilities | 1,877,033 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 33,384,179 |
| Regular shares | 65,528,886 |
| All Other Shares & Deposits | 125,276,565 |
| TOTAL SHARES & DEPOSITS | 224,189,630 |
| TOTAL LIABILITIES | 243,566,906 |
| Regular Reserve | 0 |
| Other Reserves | -1,361,854 |
| Undivided Earnings | 22,605,492 |
| TOTAL EQUITY | 21,243,638 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 264,810,544 |
| INCOME & EXPENSE | |
| Loan Income | 11,329,218 |
| Investment Income | 596,835 |
| Other Income | 576,163 |
| Total Employee Compensation & Benefits | 4,477,718 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 4,199,409 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 299,727 |
| Cost of Funds | 5,073,495 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 780,801 |
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