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MARSHALL COUNTY FEDERAL CREDIT UNION

Dec, 31, 2023 — MARSHALL COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in MOUNDSVILLE, WV with 1 branch location and about $23.35 million in total assets. Opened 50 years ago in 1974, MARSHALL COUNTY FEDERAL CREDIT UNION has about 2,725 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MARSHALL COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
910 3rd St
MOUNDSVILLE, WV 26041-1605
Phone:(304) 843-1179
Fax:(304) 843-1263
Website:https://www.marshallcountyfcu.com
Branches:1 branch locations
Members:2,725
Credit Union Type:Federal Credit Union
Charter Number:21713
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1974
Last Audited:Apr 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$23,353,096
CEO/Manager:Kelly L Ward
Chairperson:Paul F Chavanak

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,356,150
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 529,751
 Other Loans 8,084,893
 TOTAL LOANS 8,614,644
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -11,961
 Land And Building 130,934
 Other Fixed Assets 0
 NCUSIF Deposit 228,817
 All Other Assets 0
  TOTAL ASSETS 23,353,096
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,543
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,001,955
 Regular shares 15,095,954
 All Other Shares & Deposits 745,979
  TOTAL SHARES & DEPOSITS 20,843,888
  TOTAL LIABILITIES 20,847,431
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,505,665
  TOTAL EQUITY 2,505,665
  TOTAL LIABILITIES, SHARES, & EQUITY 23,353,096
INCOME & EXPENSE  
 Loan Income 459,780
 Investment Income 283,750
 Other Income 122,206
 Total Employee Compensation & Benefits 267,723
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 205,279
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,469
 Cost of Funds 11,055
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 378,210
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