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National Credit Union Service Organization

LOCAL NO. 317 I.A.F.F. CREDIT UNION

Dec, 31, 2023 — LOCAL NO. 317 I.A.F.F. CREDIT UNION is a federally insured state chartered credit union headquartered in CHARLESTON, WV with 1 branch location and about $9.09 million in total assets. Opened 85 years ago in 1939, LOCAL NO. 317 I.A.F.F. CREDIT UNION has about 461 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCAL NO. 317 I.A.F.F. CREDIT UNION
Address:
(Main Office)
205A Tennessee Ave
CHARLESTON, WV 25302-2370
Phone:(304) 345-9790
Fax:(304) 345-9791
Website:n/a
Branches:1 branch locations
Members:461
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68113
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1939
Last Audited:Oct 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$9,087,183
CEO/Manager:William L Gill II
Chairperson:Myron G Boggess II

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 963,488
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 973,534
 Other Loans 4,282,603
 TOTAL LOANS 5,256,137
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -73,513
 Land And Building 207,556
 Other Fixed Assets 0
 NCUSIF Deposit 84,218
 All Other Assets 0
  TOTAL ASSETS 9,087,183
LIABILITIES & CAPITAL:  
 Dividends Payable 1,682
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 8,255,904
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 8,255,904
  TOTAL LIABILITIES 8,257,586
 Regular Reserve 0
 Other Reserves 489,751
 Undivided Earnings 339,846
  TOTAL EQUITY 829,597
  TOTAL LIABILITIES, SHARES, & EQUITY 9,087,183
INCOME & EXPENSE  
 Loan Income 275,724
 Investment Income 133,604
 Other Income 247
 Total Employee Compensation & Benefits 68,177
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 58,032
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 266,735
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,631
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