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CITY OF CLARKSBURG FEDERAL CREDIT UNION

Dec, 31, 2023 — CITY OF CLARKSBURG FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 1 branch location and about $8.84 million in total assets. Opened 64 years ago in 1960, CITY OF CLARKSBURG FEDERAL CREDIT UNION has about 819 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CITY OF CLARKSBURG FEDERAL CREDIT UNION
Address:
(Main Office)
101 S 4TH ST
CLARKSBURG, WV 26301
Phone:(304) 624-1678
Fax:(304) 624-0984
Website:n/a
Branches:1 branch locations
Members:819
Credit Union Type:Federal Credit Union
Charter Number:13426
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1960
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$8,843,764
CEO/Manager:TERRY SPENCER
Chairperson:RANDY WAUGAMAN

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,526,811
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 282,519
 Other Loans 3,790,751
 TOTAL LOANS 4,073,271
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -69,523
 Land And Building 649,070
 Other Fixed Assets 2,999
 NCUSIF Deposit 93,835
 All Other Assets 0
  TOTAL ASSETS 8,843,764
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,005
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 7,777,031
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 7,777,032
  TOTAL LIABILITIES 7,785,037
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,058,727
  TOTAL EQUITY 1,058,727
  TOTAL LIABILITIES, SHARES, & EQUITY 8,843,764
INCOME & EXPENSE  
 Loan Income 209,232
 Investment Income 76,545
 Other Income 40
 Total Employee Compensation & Benefits 133,804
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 92,503
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 58,190
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,105
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