Credit Unions Near Me
National Credit Union Service Organization

BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION

Dec, 31, 2023 — BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINSBURG, WV with 1 branch location and about $8.22 million in total assets. Opened 51 years ago in 1973, BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION has about 1,111 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
401 S Queen St Trlr 1A
MARTINSBURG, WV 25401-3233
Phone:(304) 263-0902
Fax:(304) 263-7879
Website:https://www.bcpsfcu.com
Branches:1 branch locations
Members:1,111
Credit Union Type:Federal Credit Union
Charter Number:21499
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1973
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$8,221,812
CEO/Manager:Phyllis E Wright
Chairperson:Justin Schooley

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,172,590
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 781,315
 Other Loans 3,878,054
 TOTAL LOANS 4,659,369
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -24,541
 Land And Building 0
 Other Fixed Assets 1,704
 NCUSIF Deposit 73,991
 All Other Assets 0
  TOTAL ASSETS 8,221,812
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,039
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,895,129
 Regular shares 5,808,119
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 7,703,248
  TOTAL LIABILITIES 7,707,287
 Regular Reserve 0
 Other Reserves 442,357
 Undivided Earnings 72,168
  TOTAL EQUITY 514,525
  TOTAL LIABILITIES, SHARES, & EQUITY 8,221,812
INCOME & EXPENSE  
 Loan Income 185,656
 Investment Income 111,857
 Other Income 54,332
 Total Employee Compensation & Benefits 114,271
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 122,799
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,797
 Cost of Funds 119
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 103,859
↑ Back to Top

Other Credit Unions

VALLEY BOARD FEDERAL CREDIT UNION
P O BOX 70
HALLTOWN, WV 25423
U S EMPLOYEES FEDERAL CREDIT UNION
331 Madison St
FAIRMONT, WV 26554-3124
CITY OF FAIRMONT FEDERAL CREDIT UNION
500 Quincy ST
FAIRMONT, WV 26554
TRI AG W VA FEDERAL CREDIT UNION
1550 EARL L CORE RD STE 100
MORGANTOWN, WV 26505-5920
MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION
1512 Mary Lou Retton Dr
FAIRMONT, WV 26554
EASTERN PANHANDLE FEDERAL CREDIT UNION
36 GM Access Rd
MARTINSBURG, WV 25403
MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION
2971 Charles Town Rd
KEARNEYSVILLE, WV 25430
ROMNEY FEDERAL CREDIT UNION
62 W Main St
ROMNEY, WV 26757-1638
PRESTON FEDERAL CREDIT UNION
434 E MAIN ST
KINGWOOD, WV 26537-1722
MORGANTOWN A E S FEDERAL CREDIT UNION
1133 Van Voorhis Rd
MORGANTOWN, WV 26505