Dec, 31, 2023 — PUBLIC SERVICE CREDIT UNION is a federally insured state chartered credit union headquartered in WAUSAU, WI with 1 branch location and about $11.11 million in total assets. Opened 89 years ago in 1935, PUBLIC SERVICE CREDIT UNION has about 1,125 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUBLIC SERVICE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1700 Sherman St WAUSAU, WI 54401-5763 |
| Phone: | (715) 842-9865 |
| Fax: | (715) 842-5648 |
| Website: | https://pscu-wausau.com |
| Branches: | 1 branch locations |
| Members: | 1,125 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66461 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,113,573 |
| CEO/Manager: | Kyle Turner |
| Chairperson: | Alexander Vedvik |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 588,793 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,940,642 |
| Unsecured Loans | 58,169 |
| Other Loans | 3,597,599 |
| TOTAL LOANS | 7,596,412 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,429 |
| Land And Building | 0 |
| Other Fixed Assets | 14,027 |
| NCUSIF Deposit | 96,608 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,113,573 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 947 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,934 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 7,535,644 |
| All Other Shares & Deposits | 876,912 |
| TOTAL SHARES & DEPOSITS | 8,412,556 |
| TOTAL LIABILITIES | 8,421,437 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,692,136 |
| TOTAL EQUITY | 2,692,136 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,113,573 |
| INCOME & EXPENSE | |
| Loan Income | 273,672 |
| Investment Income | 91,249 |
| Other Income | 2,709 |
| Total Employee Compensation & Benefits | 159,142 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 170,881 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,300 |
| Cost of Funds | 21,886 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,010 |
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