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National Credit Union Service Organization

NORTH COAST CREDIT UNION

Dec, 31, 2023 — NORTH COAST CREDIT UNION is a federally insured state chartered credit union headquartered in BELLINGHAM, WA with 6 branch locations and about $353.94 million in total assets. Opened 86 years ago in 1938, NORTH COAST CREDIT UNION has about 20,992 members and employs 70 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 325180184
Name:NORTH COAST CREDIT UNION
Address:
(Main Office)
1100 Dupont St
BELLINGHAM, WA 98225-3113
Phone:(360) 733-3982
Fax:(360) 671-8235
Website:https://www.northcoastcu.com
Branches:6 branch locations
Members:20,992
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66734
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1938
Last Audited:Jun 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$353,944,225
CEO/Manager:Marilyn Brink
Chairperson:Phil Serka

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 45,082,799
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 153,181,441
 Unsecured Loans 6,952,129
 Other Loans 89,492,247
 TOTAL LOANS 249,625,818
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,137,909
 Land And Building 4,156,330
 Other Fixed Assets 2,174,708
 NCUSIF Deposit 3,021,890
 All Other Assets 164,074
  TOTAL ASSETS 353,944,225
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,120,522
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 79,632,713
 Regular shares 167,159,182
 All Other Shares & Deposits 61,490,795
  TOTAL SHARES & DEPOSITS 308,282,690
  TOTAL LIABILITIES 311,418,939
 Regular Reserve 0
 Other Reserves 297,047
 Undivided Earnings 42,228,239
  TOTAL EQUITY 42,525,286
  TOTAL LIABILITIES, SHARES, & EQUITY 353,944,225
INCOME & EXPENSE  
 Loan Income 12,415,535
 Investment Income 3,648,232
 Other Income 1,029,258
 Total Employee Compensation & Benefits 6,267,732
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,786,743
 Non-operating Income & (Expense) -5,267
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,137,909
 Cost of Funds 1,679,685
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,626,355
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