Dec, 31, 2023 — DUPONT COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in WAYNESBORO, VA with 14 branch locations and about $1.79 billion in total assets. Opened 65 years ago in 1959, DUPONT COMMUNITY CREDIT UNION has about 117,602 members and employs 354 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DUPONT COMMUNITY CREDIT UNION |
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Address: (Main Office) | 1154 Shenandoah Village Dr WAYNESBORO, VA 22980 |
Phone: | (540) 946-3200 |
Fax: | (540) 946-3212 |
Website: | https://mydccu.com |
Branches: | 14 branch locations |
Members: | 117,602 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62474 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1959 |
Last Audited: | Dec 01, 2023 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $1,790,174,770 |
CEO/Manager: | Steve Elkins |
Chairperson: | Angela M Simonetti |
ASSETS: | $ Amount |
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Cash & Equivalents | 75,546,259 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 826,029,494 |
Unsecured Loans | 146,924,368 |
Other Loans | 176,369,250 |
TOTAL LOANS | 1,149,323,112 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,986,528 |
Land And Building | 48,171,442 |
Other Fixed Assets | 7,607,100 |
NCUSIF Deposit | 15,294,482 |
All Other Assets | 0 |
TOTAL ASSETS | 1,790,174,770 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 7,640,000 |
Accounts Payable & Other Liabilities | 28,020,915 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 463,999,171 |
Regular shares | 336,303,160 |
All Other Shares & Deposits | 817,461,495 |
TOTAL SHARES & DEPOSITS | 1,617,763,826 |
TOTAL LIABILITIES | 1,653,687,489 |
Regular Reserve | 0 |
Other Reserves | -53,188,129 |
Undivided Earnings | 189,675,410 |
TOTAL EQUITY | 136,487,281 |
TOTAL LIABILITIES, SHARES, & EQUITY | 1,790,174,770 |
INCOME & EXPENSE | |
Loan Income | 61,902,241 |
Investment Income | 14,097,508 |
Other Income | 6,915,621 |
Total Employee Compensation & Benefits | 29,742,524 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 30,137,002 |
Non-operating Income & (Expense) | -38,613 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,393,785 |
Cost of Funds | 22,044,145 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 18,289,353 |
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