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NORTHEAST TEXAS TEACHERS FEDERAL CREDIT UNION

Dec, 31, 2023 — NORTHEAST TEXAS TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in PARIS, TX with 2 branch locations and about $32.59 million in total assets. Opened 63 years ago in 1961, NORTHEAST TEXAS TEACHERS FEDERAL CREDIT UNION has about 2,571 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTHEAST TEXAS TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
3320 Lamar Ave
PARIS, TX 75460-5024
Phone:(903) 785-6682
Fax:(903) 785-6259
Website:https://nettfcu.com
Branches:2 branch locations
Members:2,571
Credit Union Type:Federal Credit Union
Charter Number:14170
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1961
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$32,589,106
CEO/Manager:Brian Lawrence
Chairperson:Rex Ranes

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,099,990
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 41,877
 Unsecured Loans 604,803
 Other Loans 8,056,491
 TOTAL LOANS 8,703,171
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -73,378
 Land And Building 298,710
 Other Fixed Assets 9,675
 NCUSIF Deposit 293,856
 All Other Assets 0
  TOTAL ASSETS 32,589,106
LIABILITIES & CAPITAL:  
 Dividends Payable 206
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 163,325
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,306,584
 Regular shares 17,748,996
 All Other Shares & Deposits 4,322,377
  TOTAL SHARES & DEPOSITS 28,377,959
  TOTAL LIABILITIES 28,541,490
 Regular Reserve 0
 Other Reserves 660,075
 Undivided Earnings 3,387,541
  TOTAL EQUITY 4,047,616
  TOTAL LIABILITIES, SHARES, & EQUITY 32,589,106
INCOME & EXPENSE  
 Loan Income 475,954
 Investment Income 850,890
 Other Income 81,270
 Total Employee Compensation & Benefits 494,017
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 388,184
 Non-operating Income & (Expense) 168
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 28,000
 Cost of Funds 178,259
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 413,147
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