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LCRA CREDIT UNION

Dec, 31, 2023 — LCRA CREDIT UNION is a federally insured state chartered credit union headquartered in AUSTIN, TX with 2 branch locations and about $22.33 million in total assets. Opened 84 years ago in 1940, LCRA CREDIT UNION has about 2,326 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 314977243
Name:LCRA CREDIT UNION
Address:
(Main Office)
3505 Montopolis Dr Bldg A
AUSTIN, TX 78744
Phone:(737) 212-0030
Fax:(737) 212-0040
Website:https://lcracu.org
Branches:2 branch locations
Members:2,326
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67537
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1940
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$22,330,710
CEO/Manager:Melissa Reyes
Chairperson:Dowell Garrison

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 108,793
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,168,063
 Unsecured Loans 869,007
 Other Loans 13,470,740
 TOTAL LOANS 15,507,810
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -64,291
 Land And Building 0
 Other Fixed Assets 2,941
 NCUSIF Deposit 212,887
 All Other Assets 0
  TOTAL ASSETS 22,330,710
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 527,344
 Accounts Payable & Other Liabilities 46,903
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,920,562
 Regular shares 12,817,194
 All Other Shares & Deposits 906,765
  TOTAL SHARES & DEPOSITS 18,644,522
  TOTAL LIABILITIES 19,218,769
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 3,111,941
  TOTAL EQUITY 3,111,941
  TOTAL LIABILITIES, SHARES, & EQUITY 22,330,710
INCOME & EXPENSE  
 Loan Income 768,909
 Investment Income 187,907
 Other Income 70,756
 Total Employee Compensation & Benefits 413,450
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 468,131
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 14,500
 Cost of Funds 32,800
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 103,912
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