Dec, 31, 2023 — GREATER CENTRAL TEXAS FEDERAL CREDIT UNION is a federal credit union headquartered in KILLEEN, TX with 1 branch location and about $31.43 million in total assets. Opened 67 years ago in 1957, GREATER CENTRAL TEXAS FEDERAL CREDIT UNION has about 2,206 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | GREATER CENTRAL TEXAS FEDERAL CREDIT UNION |
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Address: (Main Office) | 3305 E Elms Rd KILLEEN, TX 76542 |
Phone: | (254) 690-2274 |
Fax: | (254) 690-2708 |
Website: | https://www.gctfcu.net |
Branches: | 1 branch locations |
Members: | 2,206 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 11995 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1957 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $31,427,594 |
CEO/Manager: | Bobby Whitson |
Chairperson: | Stephen Caruso |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,709,608 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 4,956,852 |
Unsecured Loans | 604,951 |
Other Loans | 2,696,082 |
TOTAL LOANS | 8,298,711 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -62,648 |
Land And Building | 891,829 |
Other Fixed Assets | 74,375 |
NCUSIF Deposit | 291,976 |
All Other Assets | 0 |
TOTAL ASSETS | 31,427,594 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 38,617 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,534 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 7,315,567 |
Regular shares | 14,491,019 |
All Other Shares & Deposits | 6,606,955 |
TOTAL SHARES & DEPOSITS | 28,413,541 |
TOTAL LIABILITIES | 28,453,692 |
Regular Reserve | 0 |
Other Reserves | 745,128 |
Undivided Earnings | 2,228,774 |
TOTAL EQUITY | 2,973,902 |
TOTAL LIABILITIES, SHARES, & EQUITY | 31,427,594 |
INCOME & EXPENSE | |
Loan Income | 564,988 |
Investment Income | 535,525 |
Other Income | 169,059 |
Total Employee Compensation & Benefits | 472,139 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 479,169 |
Non-operating Income & (Expense) | 11,985 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 41,763 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 297,509 |
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