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GREATER CENTRAL TEXAS FEDERAL CREDIT UNION

Dec, 31, 2023 — GREATER CENTRAL TEXAS FEDERAL CREDIT UNION is a federal credit union headquartered in KILLEEN, TX with 1 branch location and about $31.43 million in total assets. Opened 67 years ago in 1957, GREATER CENTRAL TEXAS FEDERAL CREDIT UNION has about 2,206 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 311985429
Name:GREATER CENTRAL TEXAS FEDERAL CREDIT UNION
Address:
(Main Office)
3305 E Elms Rd
KILLEEN, TX 76542
Phone:(254) 690-2274
Fax:(254) 690-2708
Website:https://www.gctfcu.net
Branches:1 branch locations
Members:2,206
Credit Union Type:Federal Credit Union
Charter Number:11995
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$31,427,594
CEO/Manager:Bobby Whitson
Chairperson:Stephen Caruso

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,709,608
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,956,852
 Unsecured Loans 604,951
 Other Loans 2,696,082
 TOTAL LOANS 8,298,711
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -62,648
 Land And Building 891,829
 Other Fixed Assets 74,375
 NCUSIF Deposit 291,976
 All Other Assets 0
  TOTAL ASSETS 31,427,594
LIABILITIES & CAPITAL:  
 Dividends Payable 38,617
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,534
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,315,567
 Regular shares 14,491,019
 All Other Shares & Deposits 6,606,955
  TOTAL SHARES & DEPOSITS 28,413,541
  TOTAL LIABILITIES 28,453,692
 Regular Reserve 0
 Other Reserves 745,128
 Undivided Earnings 2,228,774
  TOTAL EQUITY 2,973,902
  TOTAL LIABILITIES, SHARES, & EQUITY 31,427,594
INCOME & EXPENSE  
 Loan Income 564,988
 Investment Income 535,525
 Other Income 169,059
 Total Employee Compensation & Benefits 472,139
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 479,169
 Non-operating Income & (Expense) 11,985
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 41,763
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 297,509
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