Dec, 31, 2023 — DEL RIO S.P. CREDIT UNION is a federally insured state chartered credit union headquartered in DEL RIO, TX with 1 branch location and about $3.48 million in total assets. Opened 70 years ago in 1954, DEL RIO S.P. CREDIT UNION has about 752 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DEL RIO S.P. CREDIT UNION |
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Address: (Main Office) | 106 N Main St DEL RIO, TX 78840 |
Phone: | (830) 775-9360 |
Fax: | (830) 775-0680 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 752 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 67531 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1954 |
Last Audited: | May 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $3,478,170 |
CEO/Manager: | Belia G Hernandez |
Chairperson: | Robert V Guzman |
ASSETS: | $ Amount |
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Cash & Equivalents | 383,946 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 414,334 |
Other Loans | 424,158 |
TOTAL LOANS | 838,492 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,000 |
Land And Building | 5,642 |
Other Fixed Assets | 12,943 |
NCUSIF Deposit | 26,589 |
All Other Assets | 0 |
TOTAL ASSETS | 3,478,170 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 14,398 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 1,900,843 |
All Other Shares & Deposits | 296,224 |
TOTAL SHARES & DEPOSITS | 2,197,067 |
TOTAL LIABILITIES | 2,211,465 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 1,266,705 |
TOTAL EQUITY | 1,266,705 |
TOTAL LIABILITIES, SHARES, & EQUITY | 3,478,170 |
INCOME & EXPENSE | |
Loan Income | 68,046 |
Investment Income | 62,158 |
Other Income | 6,926 |
Total Employee Compensation & Benefits | 109,018 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 77,237 |
Non-operating Income & (Expense) | 708 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,563 |
Cost of Funds | 4,638 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -58,618 |
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