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ENLIGHTEN FEDERAL CREDIT UNION

Dec, 31, 2023 — ENLIGHTEN FEDERAL CREDIT UNION is a federal credit union headquartered in JACKSON, TN with 1 branch location and about $17.35 million in total assets. Opened 53 years ago in 1971, ENLIGHTEN FEDERAL CREDIT UNION has about 1,503 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ENLIGHTEN FEDERAL CREDIT UNION
Address:
(Main Office)
1306 Highway 70 Byp
JACKSON, TN 38301
Phone:(731) 423-7499
Fax:(731) 935-7870
Website:https://www.enlightenfcu.org
Branches:1 branch locations
Members:1,503
Credit Union Type:Federal Credit Union
Charter Number:20662
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1971
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$17,346,357
CEO/Manager:Karen Climer
Chairperson:Jerry Bland

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,138,202
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 8,477
 Unsecured Loans 972,813
 Other Loans 3,456,845
 TOTAL LOANS 4,438,136
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -23,372
 Land And Building 385,264
 Other Fixed Assets 0
 NCUSIF Deposit 146,736
 All Other Assets 0
  TOTAL ASSETS 17,346,357
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 61,231
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,986,957
 Regular shares 10,272,166
 All Other Shares & Deposits 1,148,034
  TOTAL SHARES & DEPOSITS 15,407,157
  TOTAL LIABILITIES 15,468,388
 Regular Reserve 0
 Other Reserves 246,363
 Undivided Earnings 1,631,606
  TOTAL EQUITY 1,877,969
  TOTAL LIABILITIES, SHARES, & EQUITY 17,346,357
INCOME & EXPENSE  
 Loan Income 250,450
 Investment Income 306,501
 Other Income 28,707
 Total Employee Compensation & Benefits 334,497
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 248,918
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,691
 Cost of Funds 24,967
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 163,664
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