Dec, 31, 2023 — CONSUMER'S FEDERAL CREDIT UNION is a federal credit union headquartered in GREGORY, SD with 1 branch location and about $18.11 million in total assets. Opened 47 years ago in 1977, CONSUMER'S FEDERAL CREDIT UNION has about 1,534 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CONSUMER'S FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 highway 18 west GREGORY, SD 57533-2203 |
| Phone: | (605) 835-8749 |
| Fax: | (605) 835-9413 |
| Website: | https://consumersfcu.coop |
| Branches: | 1 branch locations |
| Members: | 1,534 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22719 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1977 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,105,001 |
| CEO/Manager: | Dannielle M Miller |
| Chairperson: | Bryan Nelson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,080,252 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 385,008 |
| Unsecured Loans | 596,033 |
| Other Loans | 9,894,663 |
| TOTAL LOANS | 10,894,496 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -132,293 |
| Land And Building | 106,771 |
| Other Fixed Assets | 32 |
| NCUSIF Deposit | 165,579 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,105,001 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 88,169 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,440 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,128,916 |
| Regular shares | 5,245,135 |
| All Other Shares & Deposits | 5,081,701 |
| TOTAL SHARES & DEPOSITS | 16,455,752 |
| TOTAL LIABILITIES | 16,545,361 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,559,640 |
| TOTAL EQUITY | 1,559,640 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,105,001 |
| INCOME & EXPENSE | |
| Loan Income | 503,281 |
| Investment Income | 163,625 |
| Other Income | 144,377 |
| Total Employee Compensation & Benefits | 293,667 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 366,369 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 165,531 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 85,869 |
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