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SPOJNIA CREDIT UNION

Dec, 31, 2023 — SPOJNIA CREDIT UNION is a federally insured state chartered credit union headquartered in SCRANTON, PA with 1 branch location and about $14.13 million in total assets. Opened 50 years ago in 1974, SPOJNIA CREDIT UNION has about 855 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SPOJNIA CREDIT UNION
Address:
(Main Office)
1006 Pittston Ave
SCRANTON, PA 18505
Phone:(570) 344-1513
Fax:(570) 961-5961
Website:https://www.spojniacreditunion.org
Branches:1 branch locations
Members:855
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62998
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1974
Last Audited:May 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$14,131,561
CEO/Manager:Sandra Reed
Chairperson:Jan S Cwikla

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,325,642
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,885,330
 Unsecured Loans 443,663
 Other Loans 1,693,747
 TOTAL LOANS 8,022,740
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -32,763
 Land And Building 0
 Other Fixed Assets 2
 NCUSIF Deposit 103,838
 All Other Assets 0
  TOTAL ASSETS 14,131,561
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -2,837
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 621,626
 Regular shares 5,838,824
 All Other Shares & Deposits 5,193,275
  TOTAL SHARES & DEPOSITS 11,653,725
  TOTAL LIABILITIES 11,650,888
 Regular Reserve 0
 Other Reserves -26,575
 Undivided Earnings 2,507,248
  TOTAL EQUITY 2,480,673
  TOTAL LIABILITIES, SHARES, & EQUITY 14,131,561
INCOME & EXPENSE  
 Loan Income 331,357
 Investment Income 111,713
 Other Income 15,543
 Total Employee Compensation & Benefits 127,403
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 178,578
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 24,700
 Cost of Funds 113,489
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 32,364
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