Dec, 31, 2023 — PHB EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in FAIRVIEW, PA with 1 branch location and about $7.68 million in total assets. Opened 75 years ago in 1949, PHB EMPLOYEES FEDERAL CREDIT UNION has about 1,176 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PHB EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7773 W Ridge Rd FAIRVIEW, PA 16415-1075 |
| Phone: | (814) 474-2283 |
| Fax: | (814) 474-3166 |
| Website: | https://phbfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,176 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6277 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,675,981 |
| CEO/Manager: | Hope P Mando |
| Chairperson: | Deborah Snow |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,057,618 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 604,196 |
| Other Loans | 1,938,231 |
| TOTAL LOANS | 2,542,427 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,333 |
| Land And Building | 122,484 |
| Other Fixed Assets | 11,767 |
| NCUSIF Deposit | 71,564 |
| All Other Assets | 6,829 |
| TOTAL ASSETS | 7,675,981 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,421 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,205 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,314,689 |
| Regular shares | 4,273,223 |
| All Other Shares & Deposits | 624,938 |
| TOTAL SHARES & DEPOSITS | 6,212,850 |
| TOTAL LIABILITIES | 6,224,476 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,451,505 |
| TOTAL EQUITY | 1,451,505 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,675,981 |
| INCOME & EXPENSE | |
| Loan Income | 162,580 |
| Investment Income | 154,268 |
| Other Income | 22,300 |
| Total Employee Compensation & Benefits | 101,801 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 123,921 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,593 |
| Cost of Funds | 20,004 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 99,248 |
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