Dec, 31, 2023 — MORNING STAR BAPTIST FEDERAL CREDIT UNION is a federal credit union headquartered in CLAIRTON, PA with 1 branch location and about $311,199 in total assets. Opened 52 years ago in 1972, MORNING STAR BAPTIST FEDERAL CREDIT UNION has about 300 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MORNING STAR BAPTIST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 307 Shaw Ave CLAIRTON, PA 15025 |
| Phone: | (412) 414-5314 |
| Fax: | (412) 233-4290 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 300 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20839 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Sep 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $311,199 |
| CEO/Manager: | Joyce Hammons |
| Chairperson: | Willie Anderson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 236,858 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 110,519 |
| Other Loans | 0 |
| TOTAL LOANS | 110,519 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -44,555 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 2,284 |
| All Other Assets | 0 |
| TOTAL ASSETS | 311,199 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 216,398 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 216,398 |
| TOTAL LIABILITIES | 216,398 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 94,801 |
| TOTAL EQUITY | 94,801 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 311,199 |
| INCOME & EXPENSE | |
| Loan Income | 12,941 |
| Investment Income | 289 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 15,166 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 38,658 |
| Cost of Funds | 92 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -40,686 |
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