COMMUNITY REGIONAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://commregcu.org for more information.
Dec, 31, 2023 — COMMUNITY REGIONAL CREDIT UNION is a federally insured state chartered credit union headquartered in EDWARDSVILLE, PA with 2 branch locations and about $21.99 million in total assets. Opened 72 years ago in 1952, COMMUNITY REGIONAL CREDIT UNION has about 2,107 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY REGIONAL CREDIT UNION |
|---|---|
| Address: (Main Office) | UNIT 4A GATEWAY SHOPPING CENTER EDWARDSVILLE, PA 18704 |
| Phone: | (570) 288-2326 |
| Fax: | (570) 288-0448 |
| Website: | https://commregcu.org |
| Branches: | 2 branch locations |
| Members: | 2,107 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60413 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $21,989,882 |
| CEO/Manager: | Deborah L Mozal |
| Chairperson: | Susan E Bat |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,648,035 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,029,937 |
| Unsecured Loans | 623,791 |
| Other Loans | 3,177,130 |
| TOTAL LOANS | 7,830,858 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -37,110 |
| Land And Building | 711,381 |
| Other Fixed Assets | 106,863 |
| NCUSIF Deposit | 189,498 |
| All Other Assets | 115,729 |
| TOTAL ASSETS | 21,989,882 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,195 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,656,417 |
| Regular shares | 15,472,462 |
| All Other Shares & Deposits | 1,898,712 |
| TOTAL SHARES & DEPOSITS | 20,027,591 |
| TOTAL LIABILITIES | 20,028,786 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,961,096 |
| TOTAL EQUITY | 1,961,096 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 21,989,882 |
| INCOME & EXPENSE | |
| Loan Income | 80,166 |
| Investment Income | 9,999 |
| Other Income | 12,752 |
| Total Employee Compensation & Benefits | 59,428 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 82,361 |
| Non-operating Income & (Expense) | 5,175 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 12,900 |
| Cost of Funds | 4,237 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 24,927 |
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