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HIDDEN RIVER CREDIT UNION

Dec, 31, 2023 — HIDDEN RIVER CREDIT UNION is a federally insured state chartered credit union headquartered in POTTSVILLE, PA with 4 branch locations and about $216.08 million in total assets. Opened 71 years ago in 1953, HIDDEN RIVER CREDIT UNION has about 19,732 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231385280
Name:HIDDEN RIVER CREDIT UNION
Address:
(Main Office)
60 Westwood Rd
POTTSVILLE, PA 17901-1834
Phone:(570) 622-3399
Fax:(570) 622-5801
Website:https://www.hdriver.org
Branches:4 branch locations
Members:19,732
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64932
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$216,081,122
CEO/Manager:John H Murga
Chairperson:George Zweibel

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,217,121
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 42,256,552
 Unsecured Loans 8,855,415
 Other Loans 38,284,653
 TOTAL LOANS 89,396,620
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -357,323
 Land And Building 3,818,293
 Other Fixed Assets 303,723
 NCUSIF Deposit 1,911,817
 All Other Assets 0
  TOTAL ASSETS 216,081,122
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 903,153
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 33,063,817
 Regular shares 87,271,144
 All Other Shares & Deposits 76,927,245
  TOTAL SHARES & DEPOSITS 197,262,206
  TOTAL LIABILITIES 198,174,670
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 17,906,452
  TOTAL EQUITY 17,906,452
  TOTAL LIABILITIES, SHARES, & EQUITY 216,081,122
INCOME & EXPENSE  
 Loan Income 4,062,346
 Investment Income 2,193,299
 Other Income 527,517
 Total Employee Compensation & Benefits 2,328,180
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,157,538
 Non-operating Income & (Expense) 110
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 380,203
 Cost of Funds 1,673,892
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,144,879
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