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DELAWARE COUNTY CREDIT UNION (BHCU)

Dec, 31, 2023 — DELAWARE COUNTY CREDIT UNION (BHCU) is a federally insured state chartered credit union headquartered in RIDLEY PARK, PA with 3 branch locations and about $238.15 million in total assets. Opened 72 years ago in 1952, DELAWARE COUNTY CREDIT UNION (BHCU) has about 8,872 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231385701
Name:DELAWARE COUNTY CREDIT UNION
Address:
(Main Office)
501 Industrial Hwy
RIDLEY PARK, PA 19078
Phone:(610) 595-2929
Fax:(610) 595-2933
Website:https://www.bhcu.org
Branches:3 branch locations
Members:8,872
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61387
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1952
Last Audited:Dec 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$238,146,718
CEO/Manager:Gary Golden
Chairperson:Joseph M Conte

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,968,587
TOTAL INVESTMENTS 0
Loans Held for Sale 3,112,241
 
 Real Estate Loans 150,335,063
 Unsecured Loans 7,917,190
 Other Loans 13,434,253
 TOTAL LOANS 172,153,081
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,381,608
 Land And Building 1,314,066
 Other Fixed Assets 1,977,180
 NCUSIF Deposit 1,813,158
 All Other Assets 0
  TOTAL ASSETS 238,146,718
LIABILITIES & CAPITAL:  
 Dividends Payable 980,504
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,705,413
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 27,357,033
 Regular shares 75,988,343
 All Other Shares & Deposits 104,973,688
  TOTAL SHARES & DEPOSITS 208,319,064
  TOTAL LIABILITIES 213,004,981
 Regular Reserve 0
 Other Reserves -4,467,256
 Undivided Earnings 29,608,993
  TOTAL EQUITY 25,141,737
  TOTAL LIABILITIES, SHARES, & EQUITY 238,146,718
INCOME & EXPENSE  
 Loan Income 8,312,766
 Investment Income 1,385,753
 Other Income 230,576
 Total Employee Compensation & Benefits 3,522,904
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,717,207
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -250,525
 Cost of Funds 3,785,781
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 883,680
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