Dec, 31, 2023 — WRIGHT-DUNBAR AREA CREDIT UNION is a non-federally insured state credit union headquartered in DAYTON, OH with 1 branch location and about $428,432 in total assets. Opened 69 years ago in 1955, WRIGHT-DUNBAR AREA CREDIT UNION has about 323 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | WRIGHT-DUNBAR AREA CREDIT UNION |
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Address: (Main Office) | 700 S James H Mcgee Blvd DAYTON, OH 45402 |
Phone: | (937) 223-1101 |
Fax: | (937) 223-8144 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 323 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 96691 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1955 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $428,432 |
CEO/Manager: | Linda Hunter |
Chairperson: | Carl S Henderson |
ASSETS: | $ Amount |
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Cash & Equivalents | 16,848 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 75,789 |
Other Loans | 84,069 |
TOTAL LOANS | 159,858 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,816 |
Land And Building | 0 |
Other Fixed Assets | 3,471 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 428,432 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,592 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 361,083 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 361,083 |
TOTAL LIABILITIES | 362,675 |
Regular Reserve | 0 |
Other Reserves | 49,392 |
Undivided Earnings | 16,365 |
TOTAL EQUITY | 65,757 |
TOTAL LIABILITIES, SHARES, & EQUITY | 428,432 |
INCOME & EXPENSE | |
Loan Income | 8,716 |
Investment Income | 4,634 |
Other Income | 706 |
Total Employee Compensation & Benefits | 0 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 14,188 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 715 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -847 |
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