Dec, 31, 2023 — ST. JAMES PARISH CREDIT UNION is a federally insured state chartered credit union headquartered in CINCINNATI, OH with 1 branch location and about $5.79 million in total assets. Opened 85 years ago in 1939, ST. JAMES PARISH CREDIT UNION has about 818 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. JAMES PARISH CREDIT UNION |
|---|---|
| Address: (Main Office) | 6195 Cheviot Rd CINCINNATI, OH 45247-6120 |
| Phone: | (513) 385-5921 |
| Fax: | (513) 385-0199 |
| Website: | https://www.stjpcu.com |
| Branches: | 1 branch locations |
| Members: | 818 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62624 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Oct 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,793,965 |
| CEO/Manager: | Debbie R Schuster |
| Chairperson: | Richard Betsch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 227,732 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 646,694 |
| Unsecured Loans | 134,650 |
| Other Loans | 2,248,760 |
| TOTAL LOANS | 3,030,104 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -41,167 |
| Land And Building | 33,759 |
| Other Fixed Assets | 7,182 |
| NCUSIF Deposit | 56,434 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,793,965 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,020 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,012,055 |
| All Other Shares & Deposits | 1,662,679 |
| TOTAL SHARES & DEPOSITS | 4,674,734 |
| TOTAL LIABILITIES | 4,679,754 |
| Regular Reserve | 0 |
| Other Reserves | -37,013 |
| Undivided Earnings | 1,151,224 |
| TOTAL EQUITY | 1,114,211 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,793,965 |
| INCOME & EXPENSE | |
| Loan Income | 210,079 |
| Investment Income | 59,395 |
| Other Income | 2,106 |
| Total Employee Compensation & Benefits | 109,768 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 70,330 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 12,000 |
| Cost of Funds | 21,538 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 36,757 |
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