Dec, 31, 2023 — SOUTHEASTERN OHIO CREDIT UNION is a non-federally insured state credit union headquartered in CAMBRIDGE, OH with 4 branch locations and about $50.16 million in total assets. Opened 2024 years ago in 0, SOUTHEASTERN OHIO CREDIT UNION has about 6,007 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | SOUTHEASTERN OHIO CREDIT UNION |
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Address: (Main Office) | 115 Market St CAMBRIDGE, OH 43725-8409 |
Phone: | (740) 432-0430 |
Fax: | (740) 432-0111 |
Website: | https://southeasternohiocu.org |
Branches: | 4 branch locations |
Members: | 6,007 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 96674 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 0 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $50,155,398 |
CEO/Manager: | Cathy R Cline |
Chairperson: | Tammy L Clark |
ASSETS: | $ Amount |
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Cash & Equivalents | 3,516,654 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 4,038,253 |
Other Loans | 32,452,234 |
TOTAL LOANS | 36,490,487 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -290,442 |
Land And Building | 852,601 |
Other Fixed Assets | 26,186 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 50,155,398 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 1,504,975 |
Accounts Payable & Other Liabilities | 470,521 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 3,803,865 |
Regular shares | 24,438,129 |
All Other Shares & Deposits | 13,522,562 |
TOTAL SHARES & DEPOSITS | 41,764,557 |
TOTAL LIABILITIES | 43,740,053 |
Regular Reserve | 0 |
Other Reserves | 452,386 |
Undivided Earnings | 5,962,959 |
TOTAL EQUITY | 6,415,345 |
TOTAL LIABILITIES, SHARES, & EQUITY | 50,155,398 |
INCOME & EXPENSE | |
Loan Income | 2,157,671 |
Investment Income | 165,430 |
Other Income | 356,613 |
Total Employee Compensation & Benefits | 968,035 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 568,702 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 229,046 |
Cost of Funds | 488,999 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 488,863 |
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