Dec, 31, 2023 — POSTAL FAMILY CREDIT UNION, INC is a non-federally insured state credit union headquartered in CINCINNATI, OH with 2 branch locations and about $65.63 million in total assets. Opened 92 years ago in 1932, POSTAL FAMILY CREDIT UNION, INC has about 4,521 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | POSTAL FAMILY CREDIT UNION, INC |
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Address: (Main Office) | 1243 W 8TH ST CINCINNATI, OH 45203-1004 |
Phone: | (513) 381-8600 |
Fax: | (513) 345-8726 |
Website: | https://urmycu.com |
Branches: | 2 branch locations |
Members: | 4,521 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 97079 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1932 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $65,626,142 |
CEO/Manager: | Rudolph J Rattman Jr |
Chairperson: | Tom Crowley |
ASSETS: | $ Amount |
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Cash & Equivalents | 4,057,597 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 27,431,103 |
Unsecured Loans | 1,788,370 |
Other Loans | 9,123,946 |
TOTAL LOANS | 38,343,419 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -413,984 |
Land And Building | 583,813 |
Other Fixed Assets | 309,783 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 65,626,142 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 11,233 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 955,238 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 13,418,976 |
Regular shares | 35,737,036 |
All Other Shares & Deposits | 5,117,725 |
TOTAL SHARES & DEPOSITS | 54,273,737 |
TOTAL LIABILITIES | 55,242,857 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 10,383,285 |
TOTAL EQUITY | 10,383,285 |
TOTAL LIABILITIES, SHARES, & EQUITY | 65,626,142 |
INCOME & EXPENSE | |
Loan Income | 1,688,265 |
Investment Income | 898,586 |
Other Income | 220,573 |
Total Employee Compensation & Benefits | 744,671 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,286,809 |
Non-operating Income & (Expense) | 24,522 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -41,134 |
Cost of Funds | 113,445 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 1,021,764 |
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