Dec, 31, 2023 — HARVEST FEDERAL CREDIT UNION is a federal credit union headquartered in HEATH, OH with 1 branch location and about $38.26 million in total assets. Opened 54 years ago in 1970, HARVEST FEDERAL CREDIT UNION has about 2,345 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARVEST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 34 Licking View Dr HEATH, OH 43056 |
| Phone: | (740) 522-5277 |
| Fax: | (740) 522-6672 |
| Website: | https://www.harvestfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,345 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20302 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation equipment |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $38,257,026 |
| CEO/Manager: | Julie A King |
| Chairperson: | Bernard Snow |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,342,620 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,904,820 |
| Unsecured Loans | 2,308,941 |
| Other Loans | 6,530,501 |
| TOTAL LOANS | 15,744,262 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -48,652 |
| Land And Building | 37,181 |
| Other Fixed Assets | 25,529 |
| NCUSIF Deposit | 322,197 |
| All Other Assets | 0 |
| TOTAL ASSETS | 38,257,026 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 72,580 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,617,405 |
| Regular shares | 15,283,742 |
| All Other Shares & Deposits | 11,802,119 |
| TOTAL SHARES & DEPOSITS | 33,703,266 |
| TOTAL LIABILITIES | 33,775,846 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,481,180 |
| TOTAL EQUITY | 4,481,180 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,257,026 |
| INCOME & EXPENSE | |
| Loan Income | 784,549 |
| Investment Income | 486,602 |
| Other Income | 97,188 |
| Total Employee Compensation & Benefits | 579,879 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 626,721 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 38,900 |
| Cost of Funds | 144,178 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 157,918 |
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