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FREEDOM FIRST CREDIT UNION

Dec, 31, 2023 — FREEDOM FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in DAYTON, OH with 3 branch locations and about $58.22 million in total assets. Opened 63 years ago in 1961, FREEDOM FIRST CREDIT UNION has about 7,737 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 242277895
Name:FREEDOM FIRST CREDIT UNION
Address:
(Main Office)
1645 WEBSTER ST
DAYTON, OH 45404-1135
Phone:(937) 223-2828
Fax:(937) 223-4549
Website:https://freedom1stcu.com
Branches:3 branch locations
Members:7,737
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61001
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1961
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$58,221,344
CEO/Manager:Deborah A DeVous
Chairperson:Chad Rother

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,077,516
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,373,970
 Unsecured Loans 1,208,793
 Other Loans 24,357,296
 TOTAL LOANS 28,940,059
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -59,707
 Land And Building 1,803,107
 Other Fixed Assets 287,723
 NCUSIF Deposit 485,747
 All Other Assets 0
  TOTAL ASSETS 58,221,344
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,179,524
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,284,965
 Regular shares 27,315,222
 All Other Shares & Deposits 14,884,742
  TOTAL SHARES & DEPOSITS 52,484,929
  TOTAL LIABILITIES 53,664,453
 Regular Reserve 0
 Other Reserves 1,430,139
 Undivided Earnings 3,126,752
  TOTAL EQUITY 4,556,891
  TOTAL LIABILITIES, SHARES, & EQUITY 58,221,344
INCOME & EXPENSE  
 Loan Income 852,836
 Investment Income 209,120
 Other Income 549,351
 Total Employee Compensation & Benefits 616,489
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 777,690
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,556
 Cost of Funds 45,068
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 186,423
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