Dec, 31, 2023 — CINCINNATI EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in HARRISON, OH with 1 branch location and about $33.18 million in total assets. Opened 45 years ago in 1979, CINCINNATI EMPLOYEES CREDIT UNION has about 1,732 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CINCINNATI EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 1003 Harrison Ave Ste 200 HARRISON, OH 45030-2132 |
| Phone: | (513) 367-4495 |
| Fax: | (513) 367-7762 |
| Website: | https://www.cintiecu.org |
| Branches: | 1 branch locations |
| Members: | 1,732 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65205 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,184,574 |
| CEO/Manager: | Christan Eldridge |
| Chairperson: | Dustin Bauer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 454,846 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,651,937 |
| Unsecured Loans | 637,513 |
| Other Loans | 9,336,140 |
| TOTAL LOANS | 17,625,590 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -35,046 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 280,585 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,184,574 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 190,174 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,589,834 |
| Regular shares | 14,014,060 |
| All Other Shares & Deposits | 13,839,968 |
| TOTAL SHARES & DEPOSITS | 29,443,862 |
| TOTAL LIABILITIES | 29,634,036 |
| Regular Reserve | 0 |
| Other Reserves | 1,500,000 |
| Undivided Earnings | 2,050,538 |
| TOTAL EQUITY | 3,550,538 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,184,574 |
| INCOME & EXPENSE | |
| Loan Income | 649,828 |
| Investment Income | 250,716 |
| Other Income | 33,154 |
| Total Employee Compensation & Benefits | 325,575 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 283,509 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 23,000 |
| Cost of Funds | 345,720 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 12,080 |
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