YONKERS POSTAL EMPLOYEES CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.ypecu.org for more information.
Dec, 31, 2023 — YONKERS POSTAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in YONKERS, NY with 1 branch location and about $6.84 million in total assets. Opened 91 years ago in 1933, YONKERS POSTAL EMPLOYEES CREDIT UNION has about 489 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | YONKERS POSTAL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 653 YONKERS, NY 10702 |
| Phone: | (914) 423-7628 |
| Fax: | (914) 423-9502 |
| Website: | https://www.ypecu.org |
| Branches: | 1 branch locations |
| Members: | 489 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63918 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1933 |
| Last Audited: | Dec 01, 2018 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,839,334 |
| CEO/Manager: | Ginger R Watkins |
| Chairperson: | Randolph Lane |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 760,115 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,043,844 |
| Other Loans | 135,869 |
| TOTAL LOANS | 1,179,713 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -104,349 |
| Land And Building | 0 |
| Other Fixed Assets | 1,940 |
| NCUSIF Deposit | 52,358 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,839,334 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 76,468 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,511,159 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 5,511,159 |
| TOTAL LIABILITIES | 5,587,627 |
| Regular Reserve | 0 |
| Other Reserves | 356,410 |
| Undivided Earnings | 895,297 |
| TOTAL EQUITY | 1,251,707 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,839,334 |
| INCOME & EXPENSE | |
| Loan Income | 88,318 |
| Investment Income | 54,169 |
| Other Income | 912 |
| Total Employee Compensation & Benefits | 103,678 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 47,789 |
| Non-operating Income & (Expense) | 49,736 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 19,762 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 21,906 |
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