Dec, 31, 2023 — UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION is a federal credit union headquartered in UTICA, NY with 1 branch location and about $6.44 million in total assets. Opened 87 years ago in 1937, UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION has about 622 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | utica police dept.fcu UTICA, NY 13502 |
| Phone: | (315) 223-3592 |
| Fax: | (315) 223-3579 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 622 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2208 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Jul 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,440,744 |
| CEO/Manager: | francis noti |
| Chairperson: | alfred j candido |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 188,690 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 26,164 |
| Unsecured Loans | 1,238,437 |
| Other Loans | 3,839,230 |
| TOTAL LOANS | 5,103,831 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -154,511 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 58,664 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,440,744 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 44,241 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,732,666 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 4,732,666 |
| TOTAL LIABILITIES | 4,776,907 |
| Regular Reserve | 0 |
| Other Reserves | 126,748 |
| Undivided Earnings | 1,537,089 |
| TOTAL EQUITY | 1,663,837 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,440,744 |
| INCOME & EXPENSE | |
| Loan Income | 257,818 |
| Investment Income | 54,432 |
| Other Income | 158 |
| Total Employee Compensation & Benefits | 64,325 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 69,921 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 72,203 |
| Cost of Funds | 90,049 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 15,911 |
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