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UFIRST FEDERAL CREDIT UNION

Dec, 31, 2023 — UFIRST FEDERAL CREDIT UNION is a federal credit union headquartered in PLATTSBURGH, NY with 4 branch locations and about $132.06 million in total assets. Opened 53 years ago in 1971, UFIRST FEDERAL CREDIT UNION has about 9,878 members and employs 32 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221379251
Name:UFIRST FEDERAL CREDIT UNION
Address:
(Main Office)
274 Rugar St
PLATTSBURGH, NY 12901
Phone:(518) 324-5700
Fax:(518) 324-5777
Website:https://www.ufirstfcu.net
Branches:4 branch locations
Members:9,878
Credit Union Type:Federal Credit Union
Charter Number:20613
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1971
Last Audited:Sep 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$132,058,423
CEO/Manager:Kasey Kirk
Chairperson:Michele Friedman

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,640,430
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 30,792,868
 Unsecured Loans 8,566,747
 Other Loans 61,639,915
 TOTAL LOANS 100,999,530
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -352,598
 Land And Building 4,040,437
 Other Fixed Assets 348,767
 NCUSIF Deposit 1,220,449
 All Other Assets 28,050
  TOTAL ASSETS 132,058,423
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 5,141,253
 Accounts Payable & Other Liabilities 762,057
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 23,906,891
 Regular shares 64,194,182
 All Other Shares & Deposits 28,851,255
  TOTAL SHARES & DEPOSITS 116,952,329
  TOTAL LIABILITIES 122,855,639
 Regular Reserve 0
 Other Reserves -2,823,573
 Undivided Earnings 12,026,357
  TOTAL EQUITY 9,202,784
  TOTAL LIABILITIES, SHARES, & EQUITY 132,058,423
INCOME & EXPENSE  
 Loan Income 5,507,542
 Investment Income 643,241
 Other Income 700,609
 Total Employee Compensation & Benefits 2,301,783
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,273,960
 Non-operating Income & (Expense) -53,499
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 116,856
 Cost of Funds 1,262,229
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 808,010
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