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PORT CHESTER TEACHERS FEDERAL CREDIT UNION

Dec, 31, 2023 — PORT CHESTER TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in RYE BROOK, NY with 2 branch locations and about $41.52 million in total assets. Opened 70 years ago in 1954, PORT CHESTER TEACHERS FEDERAL CREDIT UNION has about 2,886 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PORT CHESTER TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
118 S Ridge St Ste 3
RYE BROOK, NY 10573-2848
Phone:(914) 939-4870
Fax:(914) 939-2896
Website:https://portchesterteachersfcu.org
Branches:2 branch locations
Members:2,886
Credit Union Type:Federal Credit Union
Charter Number:9532
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$41,523,580
CEO/Manager:Steven Cohen
Chairperson:Leslie Salvatore

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,228,141
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 2,329,630
 Other Loans 8,514,711
 TOTAL LOANS 10,990,736
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -19,375
 Land And Building 0
 Other Fixed Assets 14,522
 NCUSIF Deposit 366,217
 All Other Assets 0
  TOTAL ASSETS 41,523,580
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 499,892
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,881,090
 Regular shares 29,794,262
 All Other Shares & Deposits 1,488,690
  TOTAL SHARES & DEPOSITS 37,164,042
  TOTAL LIABILITIES 37,663,934
 Regular Reserve 0
 Other Reserves 564,508
 Undivided Earnings 3,295,138
  TOTAL EQUITY 3,859,646
  TOTAL LIABILITIES, SHARES, & EQUITY 41,523,580
INCOME & EXPENSE  
 Loan Income 441,392
 Investment Income 682,110
 Other Income 14,095
 Total Employee Compensation & Benefits 244,490
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 504,683
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 184,376
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 285,433
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