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PITTSFORD FEDERAL CREDIT UNION

Dec, 31, 2023 — PITTSFORD FEDERAL CREDIT UNION is a federal credit union headquartered in PITTSFORD, NY with 2 branch locations and about $529.33 million in total assets. Opened 56 years ago in 1968, PITTSFORD FEDERAL CREDIT UNION has about 20,830 members and employs 57 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 222381918
Name:PITTSFORD FEDERAL CREDIT UNION
Address:
(Main Office)
20 Tobey Village Rd
PITTSFORD, NY 14534-1702
Phone:(585) 624-7474
Fax:
Website:https://www.pittsfordfcu.org
Branches:2 branch locations
Members:20,830
Credit Union Type:Federal Credit Union
Charter Number:19085
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1968
Last Audited:Jun 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$529,333,963
CEO/Manager:Brian D Scudder
Chairperson:William Beach

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 55,083,548
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 342,636,114
 Unsecured Loans 7,966,224
 Other Loans 37,212,305
 TOTAL LOANS 387,814,643
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,234,142
 Land And Building 5,253,540
 Other Fixed Assets 620,919
 NCUSIF Deposit 4,420,928
 All Other Assets 0
  TOTAL ASSETS 529,333,963
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,717,529
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 79,802,363
 Regular shares 215,408,444
 All Other Shares & Deposits 174,276,854
  TOTAL SHARES & DEPOSITS 469,487,662
  TOTAL LIABILITIES 471,236,848
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 58,097,115
  TOTAL EQUITY 58,097,115
  TOTAL LIABILITIES, SHARES, & EQUITY 529,333,963
INCOME & EXPENSE  
 Loan Income 15,976,515
 Investment Income 2,447,098
 Other Income 372,531
 Total Employee Compensation & Benefits 6,622,683
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,143,718
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 8,245,485
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,201,736
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