Credit Unions Near Me
National Credit Union Service Organization

PERU FEDERAL CREDIT UNION

Dec, 31, 2023 — PERU FEDERAL CREDIT UNION is a federal credit union headquartered in PERU, NY with 4 branch locations and about $51.65 million in total assets. Opened 61 years ago in 1963, PERU FEDERAL CREDIT UNION has about 4,649 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PERU FEDERAL CREDIT UNION
Address:
(Main Office)
700 Bear Swamp Rd
PERU, NY 12972
Phone:(518) 643-9915
Fax:(518) 643-8903
Website:https://www.mountainvalleyfcu.com
Branches:4 branch locations
Members:4,649
Credit Union Type:Federal Credit Union
Charter Number:15516
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1963
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$51,648,268
CEO/Manager:Maggie F Pope
Chairperson:Kathleen Roach

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,597,685
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 22,828,030
 Unsecured Loans 3,651,798
 Other Loans 11,979,806
 TOTAL LOANS 39,081,493
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -103,576
 Land And Building 2,327,384
 Other Fixed Assets 156,494
 NCUSIF Deposit 482,098
 All Other Assets 0
  TOTAL ASSETS 51,648,268
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -178,067
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,706,065
 Regular shares 24,891,804
 All Other Shares & Deposits 11,874,579
  TOTAL SHARES & DEPOSITS 47,472,448
  TOTAL LIABILITIES 47,294,381
 Regular Reserve 0
 Other Reserves 246,757
 Undivided Earnings 4,107,130
  TOTAL EQUITY 4,353,887
  TOTAL LIABILITIES, SHARES, & EQUITY 51,648,268
INCOME & EXPENSE  
 Loan Income 2,047,021
 Investment Income 212,137
 Other Income 177,658
 Total Employee Compensation & Benefits 896,774
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 946,290
 Non-operating Income & (Expense) 3,763
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 60,342
 Cost of Funds 288,432
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 382,129
↑ Back to Top

Other Credit Unions

PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION
49 Broad St Ste 101
PLATTSBURGH, NY 12901-3311
CVPH EMPLOYEES FEDERAL CREDIT UNION
75 BEEKMAN ST
PLATTSBURGH, NY 12901
TRI-LAKES FEDERAL CREDIT UNION
197 Broadway
SARANAC LAKE, NY 12983
TWIN RIVERS FEDERAL CREDIT UNION
23 Phillips St
MASSENA, NY 13662
COOPERS CAVE FEDERAL CREDIT UNION
92 Dix Ave
GLENS FALLS, NY 12801-3158
PARKS HERITAGE FEDERAL CREDIT UNION
5 Murray St
GLENS FALLS, NY 12801
NORTH FRANKLIN FEDERAL CREDIT UNION
494 E Main St
MALONE, NY 12953-2100
ADIRONDACK REGIONAL FEDERAL CREDIT UNION
280 Park St
TUPPER LAKE, NY 12986-1909
GREAT MEADOW FEDERAL CREDIT UNION
26 E Main St
GRANVILLE, NY 12832
DANNEMORA FEDERAL CREDIT UNION
342 Tom Miller Rd
PLATTSBURGH, NY 12901