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PARKS HERITAGE FEDERAL CREDIT UNION

Dec, 31, 2023 — PARKS HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in GLENS FALLS, NY with 1 branch location and about $35.69 million in total assets. Opened 59 years ago in 1965, PARKS HERITAGE FEDERAL CREDIT UNION has about 3,890 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221375695
Name:PARKS HERITAGE FEDERAL CREDIT UNION
Address:
(Main Office)
5 Murray St
GLENS FALLS, NY 12801
Phone:(518) 926-4700
Fax:(518) 926-4707
Website:https://www.parksheritagefcu.org
Branches:1 branch locations
Members:3,890
Credit Union Type:Federal Credit Union
Charter Number:16933
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1965
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$35,686,921
CEO/Manager:Csilla Bell
Chairperson:Christopher H Patnode

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,874,556
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 9,151,214
 Unsecured Loans 2,890,464
 Other Loans 10,160,823
 TOTAL LOANS 22,202,501
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -125,282
 Land And Building 1,481,270
 Other Fixed Assets 62,427
 NCUSIF Deposit 312,557
 All Other Assets 15,665
  TOTAL ASSETS 35,686,921
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 39,510
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,717,560
 Regular shares 13,851,254
 All Other Shares & Deposits 11,503,814
  TOTAL SHARES & DEPOSITS 30,072,628
  TOTAL LIABILITIES 30,112,138
 Regular Reserve 0
 Other Reserves 616,302
 Undivided Earnings 4,958,481
  TOTAL EQUITY 5,574,783
  TOTAL LIABILITIES, SHARES, & EQUITY 35,686,921
INCOME & EXPENSE  
 Loan Income 1,399,490
 Investment Income 321,970
 Other Income 248,844
 Total Employee Compensation & Benefits 611,932
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 965,346
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 105,848
 Cost of Funds 293,540
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 364,401
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