Dec, 31, 2023 — ONEIDA COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in UTICA, NY with 1 branch location and about $14.38 million in total assets. Opened 65 years ago in 1959, ONEIDA COUNTY FEDERAL CREDIT UNION has about 1,610 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ONEIDA COUNTY FEDERAL CREDIT UNION |
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Address: (Main Office) | 800 Park Ave UTICA, NY 13501 |
Phone: | (315) 798-5741 |
Fax: | |
Website: | https://www.oneidacfcu.org |
Branches: | 1 branch locations |
Members: | 1,610 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 13102 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1959 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $14,383,646 |
CEO/Manager: | Mary A Williams |
Chairperson: | Samuel H Trapanick |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,333,785 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 649,868 |
Unsecured Loans | 1,053,034 |
Other Loans | 3,487,284 |
TOTAL LOANS | 5,190,186 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,219 |
Land And Building | 0 |
Other Fixed Assets | 1,884 |
NCUSIF Deposit | 141,791 |
All Other Assets | 0 |
TOTAL ASSETS | 14,383,646 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 5,033 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 15,595 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 2,218,777 |
Regular shares | 9,405,688 |
All Other Shares & Deposits | 1,094,133 |
TOTAL SHARES & DEPOSITS | 12,718,598 |
TOTAL LIABILITIES | 12,739,226 |
Regular Reserve | 0 |
Other Reserves | 149,742 |
Undivided Earnings | 1,494,678 |
TOTAL EQUITY | 1,644,420 |
TOTAL LIABILITIES, SHARES, & EQUITY | 14,383,646 |
INCOME & EXPENSE | |
Loan Income | 280,053 |
Investment Income | 135,330 |
Other Income | 35,790 |
Total Employee Compensation & Benefits | 194,425 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 230,341 |
Non-operating Income & (Expense) | 9,740 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,058 |
Cost of Funds | 42,777 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 37,693 |
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