Dec, 31, 2023 — FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION is a federal credit union headquartered in ELMIRA, NY with 1 branch location and about $30.95 million in total assets. Opened 51 years ago in 1973, FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION has about 3,162 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION |
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Address: (Main Office) | 519 Hart St ELMIRA, NY 14905-1614 |
Phone: | (607) 733-1304 |
Fax: | (607) 733-1376 |
Website: | https://www.flhc.com |
Branches: | 1 branch locations |
Members: | 3,162 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 21294 |
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Membership Type: | Multiple common bond - Primarily health care |
Corporate Credit Union: | No |
Year Opened: | 1973 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $30,948,393 |
CEO/Manager: | Amanda Powell |
Chairperson: | Kenneth A Peworchik |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,167,006 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 2,894,337 |
Unsecured Loans | 1,673,198 |
Other Loans | 5,697,199 |
TOTAL LOANS | 10,264,734 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -79,979 |
Land And Building | 420,390 |
Other Fixed Assets | 68,393 |
NCUSIF Deposit | 284,229 |
All Other Assets | 0 |
TOTAL ASSETS | 30,948,393 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 38,061 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 5,519,712 |
Regular shares | 18,274,509 |
All Other Shares & Deposits | 2,572,819 |
TOTAL SHARES & DEPOSITS | 26,367,041 |
TOTAL LIABILITIES | 26,405,102 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 4,543,291 |
TOTAL EQUITY | 4,543,291 |
TOTAL LIABILITIES, SHARES, & EQUITY | 30,948,393 |
INCOME & EXPENSE | |
Loan Income | 496,520 |
Investment Income | 580,843 |
Other Income | 123,294 |
Total Employee Compensation & Benefits | 329,042 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 600,509 |
Non-operating Income & (Expense) | 174,358 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 60,802 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 384,662 |
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