Dec, 31, 2023 — EVER $ GREEN FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 3 branch locations and about $69.65 million in total assets. Opened 56 years ago in 1968, EVER $ GREEN FEDERAL CREDIT UNION has about 5,369 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EVER $ GREEN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2215 E Henrietta Rd ROCHESTER, NY 14623 |
| Phone: | (585) 334-2710 |
| Fax: | (585) 334-7201 |
| Website: | https://www.evergreenfcu.com |
| Branches: | 3 branch locations |
| Members: | 5,369 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18649 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $69,649,929 |
| CEO/Manager: | Stephen L Daggs |
| Chairperson: | Jon DelVecchio |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,786,932 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,168,049 |
| Unsecured Loans | 3,496,630 |
| Other Loans | 17,950,459 |
| TOTAL LOANS | 38,870,681 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -146,889 |
| Land And Building | 1,321,265 |
| Other Fixed Assets | 94,348 |
| NCUSIF Deposit | 621,497 |
| All Other Assets | 0 |
| TOTAL ASSETS | 69,649,929 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 12,018 |
| Notes & Interest Payable | 2,000,000 |
| Accounts Payable & Other Liabilities | 163,930 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,991,221 |
| Regular shares | 22,296,963 |
| All Other Shares & Deposits | 30,182,610 |
| TOTAL SHARES & DEPOSITS | 61,470,794 |
| TOTAL LIABILITIES | 63,646,742 |
| Regular Reserve | 0 |
| Other Reserves | 2,134,887 |
| Undivided Earnings | 3,868,300 |
| TOTAL EQUITY | 6,003,187 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 69,649,929 |
| INCOME & EXPENSE | |
| Loan Income | 2,238,403 |
| Investment Income | 578,962 |
| Other Income | 134,417 |
| Total Employee Compensation & Benefits | 1,403,278 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,049,319 |
| Non-operating Income & (Expense) | 101,528 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 13,837 |
| Cost of Funds | 674,505 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 117,388 |
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