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ERIE COUNTY EMPLOYEES CREDIT UNION

Dec, 31, 2023 — ERIE COUNTY EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in BUFFALO, NY with 1 branch location and about $31.83 million in total assets. Opened 84 years ago in 1940, ERIE COUNTY EMPLOYEES CREDIT UNION has about 3,960 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ERIE COUNTY EMPLOYEES CREDIT UNION
Address:
(Main Office)
95 Franklin St
BUFFALO, NY 14202-3927
Phone:(716) 858-6245
Fax:(716) 858-7602
Website:https://www.eriecountycreditunion.net/
Branches:1 branch locations
Members:3,960
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62923
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1940
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$31,831,950
CEO/Manager:Kristy R Drew-Gabioud
Chairperson:Barbara Young

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 321,941
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,999,617
 Unsecured Loans 1,673,830
 Other Loans 7,807,395
 TOTAL LOANS 11,480,842
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -77,986
 Land And Building 0
 Other Fixed Assets 2,666
 NCUSIF Deposit 280,188
 All Other Assets 0
  TOTAL ASSETS 31,831,950
LIABILITIES & CAPITAL:  
 Dividends Payable 22,457
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 131,100
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,352,775
 Regular shares 22,698,279
 All Other Shares & Deposits 752,116
  TOTAL SHARES & DEPOSITS 27,803,170
  TOTAL LIABILITIES 27,956,727
 Regular Reserve 0
 Other Reserves 740,000
 Undivided Earnings 3,135,223
  TOTAL EQUITY 3,875,223
  TOTAL LIABILITIES, SHARES, & EQUITY 31,831,950
INCOME & EXPENSE  
 Loan Income 437,041
 Investment Income 283,045
 Other Income 5,128
 Total Employee Compensation & Benefits 333,697
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 323,330
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 40,000
 Cost of Funds 51,632
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 112,099
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