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ACCESS FEDERAL CREDIT UNION

Dec, 31, 2023 — ACCESS FEDERAL CREDIT UNION is a federal credit union headquartered in CLINTON, NY with 5 branch locations and about $247.76 million in total assets. Opened 77 years ago in 1947, ACCESS FEDERAL CREDIT UNION has about 22,807 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ACCESS FEDERAL CREDIT UNION
Address:
(Main Office)
6 Franklin Ave
CLINTON, NY 13323
Phone:(315) 557-1000
Fax:(315) 557-1004
Website:https://www.accessfcu.org
Branches:5 branch locations
Members:22,807
Credit Union Type:Federal Credit Union
Charter Number:5579
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1947
Last Audited:Dec 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$247,758,946
CEO/Manager:Thomas L Owens
Chairperson:S. Leo Angelicola

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,725,369
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 59,688,521
 Unsecured Loans 3,368,940
 Other Loans 86,293,643
 TOTAL LOANS 149,351,104
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -856,386
 Land And Building 1,188,131
 Other Fixed Assets 781,033
 NCUSIF Deposit 2,192,403
 All Other Assets 0
  TOTAL ASSETS 247,758,946
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 1,500,000
 Accounts Payable & Other Liabilities 2,755,524
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 63,181,359
 Regular shares 116,113,715
 All Other Shares & Deposits 43,419,718
  TOTAL SHARES & DEPOSITS 222,714,795
  TOTAL LIABILITIES 226,988,484
 Regular Reserve 0
 Other Reserves -2,192,634
 Undivided Earnings 22,963,096
  TOTAL EQUITY 20,770,462
  TOTAL LIABILITIES, SHARES, & EQUITY 247,758,946
INCOME & EXPENSE  
 Loan Income 6,939,978
 Investment Income 1,285,800
 Other Income 1,077,539
 Total Employee Compensation & Benefits 3,500,428
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,137,678
 Non-operating Income & (Expense) -523
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 35,444
 Cost of Funds 1,140,959
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,308,024
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