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RUTHERFORD POSTAL DISTRICT EM FEDERAL CREDIT UNION

Dec, 31, 2023 — RUTHERFORD POSTAL DISTRICT EM FEDERAL CREDIT UNION is a federal credit union headquartered in Vero Beach, FL with 0 branch location and about $6.49 million in total assets. Opened 87 years ago in 1937, RUTHERFORD POSTAL DISTRICT EM FEDERAL CREDIT UNION has about 328 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RUTHERFORD POSTAL DISTRICT EM FEDERAL CREDIT UNION
Address:
(Main Office)
4813 Overton Cir
Vero Beach, FL 32967
Phone:(732) 987-6533
Fax:(201) 475-1839
Website:n/a
Branches:0 branch locations
Members:328
Credit Union Type:Federal Credit Union
Charter Number:2107
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1937
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$6,492,469
CEO/Manager:Howard F Bernier
Chairperson:Thomas Piazza

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 162,063
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 117,945
 Other Loans 102,537
 TOTAL LOANS 220,482
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) 2,639
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 60,536
 All Other Assets 0
  TOTAL ASSETS 6,492,469
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,264
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,910,373
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,910,373
  TOTAL LIABILITIES 5,911,637
 Regular Reserve 0
 Other Reserves 69,592
 Undivided Earnings 511,240
  TOTAL EQUITY 580,832
  TOTAL LIABILITIES, SHARES, & EQUITY 6,492,469
INCOME & EXPENSE  
 Loan Income 9,854
 Investment Income 63,108
 Other Income 271
 Total Employee Compensation & Benefits 38,725
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 14,287
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 35,442
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 91
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