Dec, 31, 2023 — GOYA FOODS EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JERSEY CITY, NJ with 3 branch locations and about $12.61 million in total assets. Opened 44 years ago in 1980, GOYA FOODS EMPLOYEES FEDERAL CREDIT UNION has about 709 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GOYA FOODS EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 350 County Rd JERSEY CITY, NJ 07307-4503 |
| Phone: | (201) 348-4900 |
| Fax: | |
| Website: | n/a |
| Branches: | 3 branch locations |
| Members: | 709 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23678 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1980 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,613,743 |
| CEO/Manager: | William Manning |
| Chairperson: | Joseph Perez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 597,614 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,000,078 |
| Other Loans | 0 |
| TOTAL LOANS | 1,000,078 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -25,050 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 117,139 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,613,743 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,259 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 30,074 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 9,954,645 |
| All Other Shares & Deposits | 387,000 |
| TOTAL SHARES & DEPOSITS | 10,341,645 |
| TOTAL LIABILITIES | 10,378,978 |
| Regular Reserve | 0 |
| Other Reserves | 146,990 |
| Undivided Earnings | 2,087,775 |
| TOTAL EQUITY | 2,234,765 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,613,743 |
| INCOME & EXPENSE | |
| Loan Income | 108,802 |
| Investment Income | 219,823 |
| Other Income | 2,864 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 114,150 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,774 |
| Cost of Funds | 171,343 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 27,604 |
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