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BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BAYONNE, NJ with 0 branch location and about $4.56 million in total assets. Opened 75 years ago in 1949, BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION has about 714 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAYONNE CITY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
630 Avenue C
BAYONNE, NJ 07002-3878
Phone:(201) 858-6098
Fax:(201) 436-4469
Website:n/a
Branches:0 branch locations
Members:714
Credit Union Type:Federal Credit Union
Charter Number:6443
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1949
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$4,557,730
CEO/Manager:Ann M Zientek
Chairperson:Timothy Coughlin

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 247,344
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 373,664
 Other Loans 1,448,267
 TOTAL LOANS 1,821,931
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,197
 Land And Building 0
 Other Fixed Assets 12
 NCUSIF Deposit 36,379
 All Other Assets 0
  TOTAL ASSETS 4,557,730
LIABILITIES & CAPITAL:  
 Dividends Payable 870
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,634
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,384,655
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 3,384,655
  TOTAL LIABILITIES 3,394,159
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,163,571
  TOTAL EQUITY 1,163,571
  TOTAL LIABILITIES, SHARES, & EQUITY 4,557,730
INCOME & EXPENSE  
 Loan Income 69,011
 Investment Income 105,010
 Other Income 2,200
 Total Employee Compensation & Benefits 133,218
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 33,015
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 24,351
 Cost of Funds 3,573
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -17,936
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